Choose the access level that fits how much of the simulated readiness platform you want to use right now
MyCreditUW is currently a simulated platform ahead of pilot launch. These access levels are designed to help users explore the readiness experience, organize information, preview stronger planning tools, and take part early as the platform continues to develop. The platform is neutral, preparation-focused, and based on manually entered information at this stage.
MyCreditUW is currently simulated until pilot launch. It is designed to help users prepare, organize, and better understand readiness before an application. It is not credit improvement, not a lending decision, and not a guarantee of approval or score change. Future platform enhancements may later include real credit report, income, asset, and identity-related experiences after launch.
These are our current one-time pre-pilot membership prices. This access is annual for this early stage, and after pilot launch MyCreditUW plans to move to a monthly membership structure. Early members get in before regular pricing changes and at a discount compared with future regular pricing.
This makes it easier to see what changes when you move from Free to Pilot and from Pilot to Founding.
Explore
- Limited intake and readiness preview
- Basic platform walkthrough experience
- See how readiness is structured
- Advanced tools and outputs locked
Pilot Access
- Full readiness experience across all core pages
- Dashboard, readiness, and progress tracking
- Core What-If Lab access
- Document wallet, alerts, settings, and activity pages
- Simulated insights across your current member profile
Founding Access
- Everything included in Pilot Access
- Advanced Founding What-If Lab
- File Readiness Plan
- Self-employment income worksheet
- Credit Report page and expanded preparation tools
- All future premium upgrades included
What Paid Membership Actually Gives You
Paid membership opens more of the simulated MyCreditUW platform so you can move beyond a basic preview and use a fuller readiness experience. Instead of only seeing a small part of the platform, paid access gives you more visibility, more planning tools, and a more complete view of how your profile, readiness, and preparation come together before an application.
Paid access opens more of the member journey so you can actually move through the platform instead of only seeing a limited preview.
See more of your readiness flow, progress tracking, and simulated member-side experience in one place.
Higher levels open deeper simulated planning pages, including stronger What-If experiences and additional preparation tools.
Use the platform to organize, review, and better understand readiness before taking a real next step elsewhere.
Current pricing is positioned before pilot launch and before the platform moves to a monthly membership structure later on.
Joining now is meant to put early members in at a discount compared with future regular pricing as the platform grows.
Why early paid access matters
Paid access is about getting into the fuller platform before pilot launch, unlocking more of the simulated experience right now, and securing stronger early-member positioning before pricing changes later. The value is not just seeing the platform — it is being able to use more of it, explore more of the readiness journey, and lock in earlier access before the membership structure changes.
Get In Early — Before Pricing Changes
Start with a free preview or unlock full access to the platform today. Early members get in before pilot launch and before pricing transitions to a monthly membership structure.
Current pricing is one-time pre-pilot access designed to give you a fuller experience now and position you ahead of future rollout. Early members are intended to be in at a lower entry point compared to future regular pricing.
MyCreditUW is currently a simulated platform focused on preparation and readiness visibility. It is not credit improvement, not a lending decision, and not a guarantee of approval.